Shaffer & Gaier’s clients owned a vacation home on the Jersey Shore since 1989, and in 2007 a mortgage broker qualified them to refinance into an “interest-only, negative amortization loan”. While our clients’ loan allowed them to make “interest-only” payments that...
Foreclosure Defense Seminar Tuesday, July 23, 2013 - 7pm For location information: FORECLOSURE DEFENSE SEMINAR Contact Shaffer & Gaier To set up a free initial consultation, contact our office online or call our foreclosure hotline at 855-289-1660. Or call our...
There are generally three options for a homeowner after the bank sends its pre-foreclosure notices: 1. Cure The Default - Within 30 days from the date of the ACT 91 Notice, the borrower may cure the default by bringing the mortgage current. The borrower must pay...
In Pennsylvania, a lender is required to send certain notices to the homeowner before it files a foreclosure lawsuit. These notices are often sent by a bank, its servicer or the bank’s law firm. It is wise to open mail regardless of whether you recognize the...
We represent the homeowners in an action in Somerset County, New Jersey. The bank claims that its process server successfully served our clients with a foreclosure lawsuit in December, 2012, yet our client claims he was never served. The bank’s process server...
