Are you behind on your mortgage and facing foreclosure proceedings? Have you been working directly with your lender to no avail, getting nowhere but closer to losing your home? Are you uncertain what your next steps should be? Call Shaffer & Gaier to see how we can help.

At the law firm of Shaffer & Gaier, with offices in Pennsylvania, Florida and New Jersey, we have more than four decades of combined legal experience. We offer a wide range of legal services to homeowners facing foreclosure. We know from experience that your situation is unique. However, our commitment to every client is the same — to help you get the best outcome possible in a timely and cost-effective manner through hard work and attention to detail.

How Our Attorneys Can Help You in a Foreclosure Action
We work with clients facing foreclosure every day. That keeps us involved in and informed about the lending market so that we understand the foreclosure climate, as well as the inclinations of lenders to avoid foreclosure through the use of loan modifications or short sales. Because of the vast number of clients we have assisted, we can carefully and accurately evaluate your situation and tell you what you can afford. We know when you should fight to save your home, and when you simply need to find a way out from under your mortgage obligations.

We will work closely with you to help you get the maximum benefit from your home and from your income. For example, we will advise you whether or not it makes sense to continue making your mortgage payments or to use those funds to find another place to live. We know when you can stay in your home, even when you are behind on your mortgage and not making payments. In many instances, we can work out a deal in which you simply walk away from your home and mortgage.